Recent Articles

Original Medicare Coverage: What’s Included?

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Most people understand that Medicare is federal health insurance coverage that you sign up for after you turn 65. What’s the difference between Medicare Advantage, Medicare Part D, Original Medicare and Medigap plans? When you enroll in Medicare, does that include all these different things, too? Not exactly. Keep reading to learn what is (and isn’t) included with Original Medicare once you sign...

How A Medicare Savings Program Can Help Lower Your Costs

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Some people are hesitant to sign up for Medicare because they don’t think they can afford the monthly premiums. Or they qualify for premium-free Medicare Part A at 65, but don’t enroll in Part B or any Medigap plans. If you’re low-income and either disabled or approaching retirement age, there are four Medicare savings programs you should know about. Learn the income and asset limits for each and...

5 Medicare Myths That Simply Aren’t True

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There are plenty of myths about Medicare people believe are true because they saw it in a social media post.  Or, maybe they heard more than one person say it, so it must be “common knowledge.” Below are the most common Medicare myths, along with the factual realities. Medicare Myth #1: Coverage Is Free for Everyone Who Qualifies What’s Really True: medicare’s Not Completely Free for...

Your Guide to Medicare Coverage for Covid-19

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Many people have a lot of questions about Covid-19 and Medicare. How much will you pay for the vaccine? Does Medicare cover hospitalization costs for Covid-19? How much will it cost you to get tested for the virus if you’re sick? We’ll address these questions and more below. Medicare Patient FAQs About Covid-19 Vaccines At this time, anyone in the United States aged 16 and older can sign up for a...

ALS Patients Now qualify for Fast-Tracked Medicare, SSDI Benefits

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People diagnosed with Lou Gehrig’s disease (also known as amyotrophic lateral sclerosis, or ALS) now get faster access to Medicare. In December 2020, the ALS Disability Insurance Access Act of 2019 became federal law. Doctors diagnose about 5,000 new ALS cases in the United States every year, and the disease has no known cure. New Law Eliminates Waiting Period for Social Security Disability Every...

What Immigrants Must Know About Medicare Eligibility

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Medicare eligibility rules are very clear for U.S. citizens. But what about green card holders? How about lawful immigrants that just moved here, or haven’t yet turned 65? We’ll explain how eligibility works for non-citizen Medicare applicants below. Basic Medicare Eligibility Requirements for Older Immigrants Immigrants with a permanent resident card (i.e., a “green card”) can enroll in Medicare...

How Does the Medicare Penalty for Late Enrollment Work?

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Most people get a notice about signing up for Medicare when they first qualify for that coverage at 65. But what you may not know is that the government levies a penalty for missing your initial sign-up window. We’ll explain how to avoid this Medicare penalty, how much it could cost you and more below. How Much Can the Medicare Penalty Cost You? Almost everyone signs up for Medicare Part A...

Learn the Pros and Cons of Medicare Supplement Plans

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You might believe signing up for Medicare means you won’t have to worry about reviewing healthcare plan options every year. We wish it were so easy – but unfortunately, original Medicare doesn’t cover everything. Even more confusing: You can’t purchase any Medigap plan until after you enroll in Medicare Parts A and B. We’ll break down the pros and cons of Medigap and Medicare Advantage plans...

What to Know About Automatic Medicare Approval for Kidney Failure

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End Stage Renal Disease (ESRD) is a disease with no cure. And the only way to survive this devastating illness is to receive a kidney transplant. But until that happens, patients must rely on a dialysis machine that does what healthy kidneys normally do. According to the National Kidney Foundation, almost 500,000 Americans currently require dialysis. This painful and debilitating treatment makes...